Most states require employers to carry workers’ compensation insurance. This would be used in the event that an employee becomes injured during the performance of their duty as required by their work. The type of injuries that may be covered by the workers’ compensation would depend on the nature of the work that the employees and the environment in which they are exposed.
Read the article I Have a Work-related Injury: What Are My Employer’s Responsibilities? to find out the different types of injuries that may be covered by the employer’s workers’ compensation insurance.