Insurance | Hogan Injury

Children’s Products: How is their product liability different?

By Arleen Atienza | November 19th, 2018

We all care for safety, but when it comes to the safety of children, it’s a different story – rules are stricter and liabilities are more elaborate. Children’s products are considered the most unique products on the market and more difficult to insure. There were 62,300 recorded injuries treated in the emergency department of hospitals in 2016 that were associated with the use of nursery products. Patients were younger than five. Seventy percent of these recorded injuries were related with the use of high chairs, strollers or carriages,.

Travel Insurance: Things You Need to Know

By Arleen Atienza | August 20th, 2018

As a traveler, unforeseen events such as missed flights, lost baggage, natural disasters, and tour operators going bankrupt are all too familiar; and protecting yourself against these would be a very wise decision. But which insurance should you purchase? Which one is perfect for you, and what are the things that you need to consider? First things first: do you need travel insurance? In deciding whether to get travel insurance and which one to get, the first thing you need to do is to check the coverage of.

Motor Vehicle Theft: What You Should Know

By Arleen Atienza | August 1st, 2018

When it comes to crime, what get the most attention are violent crimes – these include murder and non-negligent manslaughter, rape, robbery, and aggravated assault. However, property crimes are actually more prevalent in the United States. The FBI gave an estimate of $14.3 billion loss to property crimes in 2015. Considered property crimes are larceny-theft, burglary, arson, and motor vehicle theft. Among these, motor vehicle theft is considered to be the most expensive, costing about $7000 per crime in 2015. The FBI defines motor vehicle as a self-propelled.

Uber and Lyft Accidents: Are drivers insured?

By Arleen Atienza | July 8th, 2018

Ease and convenience have been the main factors that propelled ride-sharing applications Uber and Lyft into what they are today: dominators of ride-hailing, not only in the United States but also worldwide. Established in 2012, Lyft currently caters to 23 million passengers in the US, 95% of which think that Lyft rides are safe. The ride-sharing giant also accommodates 1.4 million drivers in the US. On the other hand, since its birth in 2013, Uber crossed the US and established itself as one of the primary ride-sharing options.

Injuries while Traveling Abroad

By Arleen Atienza | June 26th, 2018

Whether it is a month-long backpacking tour in Europe or a 12-day trip in Japan, what we mostly have in mind when planning a trip are the itinerary, budget, and the checklist of things to bring. However, what most people usually overlook is preparing for possible injuries and untoward incidents while traveling. It may seem like a bit of a buzzkill to think about accidents while planning a trip, but it doesn’t hurt to be prepared. Below are some of the most common injuries while traveling: Traffic Accidents..

Auto Industry and Insurance: Where is Tesla driving them to?

By Arleen Atienza | June 22nd, 2018

Tesla Technology has hastened the progress of the auto industry in terms of innovation. It urged and accelerated the automotive industry’s shift from gasoline and hybrid engine to electric and autonomous driving by spearheading the revolution. Tesla is not just changing the auto industry; it is forcing it to change rapidly. How exactly is Tesla changing the auto industry for good? With its introduction of the Autopilot, other auto companies, especially the luxury ones, have come up with features that resemble the autopilot feature. Since its first appearance,.

What to Know about Bike Insurance

By Arleen Atienza | June 19th, 2018

Today, cycling has been a popular means of transportation for its economic and health benefits. The number of bikers in the United States has significantly increased over the years and around 66.5 million Americans rode their bicycles in 2016. Bikes can be expensive. While there are those in the low-cost range of $80 to $300, high-end bikes can cost a consumer about $1000 to $5000. For this reason, cyclists are very much interested in ensuring them against theft or loss, or when they hurt somebody while riding their.

Distracted Driving Raising Auto Insurance Premiums

By Job Virata | May 11th, 2018

Distracted driving has always been a problem that causes severe accidents on the road. These accidents often have dire consequences not just for the distracted driver but also to other drivers and pedestrians that they encounter on the road. There are three types of distracted driving; visual, manual, and cognitive. Simply put, visual distractions take the driver’s eyes away from the road, manual distractions remove a driver’s hand from the steering wheel, and cognitive distraction is when a driver’s mind wanders and takes his focus from the task.

Incorporating Technology Into Workers’ Compensation

By Job Virata | May 9th, 2018

Workers’ compensation is a form of insurance provided by employers to their employees. With this insurance, workers can file a claim when they suffer injuries from accidents in the workplace or while doing tasks related to their work. Workers’ compensation covers medical bills and wage replacement for employees who will no longer be able to work because of the injuries they’ve sustained. Although the intentions of this insurance are good, there are still a few issues that need to be addressed; this is where technology comes into play.

Ridesharing vs. Traditional Taxi

By Job Virata | May 9th, 2018

Ever since the rise of ridesharing companies like Uber and Lyft, taxi services have been on the decline. Taxis have been part of the transportation system since the early 17th century in the form of horse-drawn hackney carriage for hire in Paris and London, and from there it developed into a multi-billion industry worldwide. Now, Uber and Lyft have created a competition for taxi companies with their state of the art capabilities and easier accessibility. Taxi companies are trying to fight back by labeling these ridesharing companies as.

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Distracted Driving Raising Auto Insurance Premiums

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