The following can be reasons for an insurance company to deny your claim: 1. Incorrect coverage – If your insurance policy only has a collision coverage (helps pay for repair or replacement if your car is damaged in an accident with another vehicle or object) and your claim is for comprehensive coverage (damage that is not from collisions like vandalism, fire, or falling objects), then the insurance company has the right to deny your claim. 2. Uninsured motorist claim – You made an uninsured motorist claim on your policy for an accident;.
No matter how well-maintained your car is or how careful you as a driver, there may be times when you get into an accident. By the very definition of an accident, it’s an incident that is neither expected nor intentional. Car accidents can be terrifying and traumatic for all the parties involved. Vehicular collision can also result in grave injuries to the people involved and damage to properties that can affect your financial situation and your way of living.
Hogan Injury’s Car Accident section aims to answer your questions regarding car accidents. We have picked questions and answers that are relevant to you as our customer and will ensure that you will find answers no matter the circumstances of the vehicular accident you were in, whether it’s a simple fender bender or a multiple car collision.
From the time when the accident occurred, determining liability, identifying which authorities to report an accident to, calculating for damages, steps in claiming car insurance, this section will guide you in whatever situation you are in.
Hogan Injury has a group of lawyers with expertise in the matters concerning car accidents. We will be able to provide you with legal services and advice that will help your case.
The most basic question to determine who is responsible for an accident is “Who made a mistake or was negligent?”. From there, facts about the accident are examined to determine who’s at fault. If your vehicle was rear-ended, it almost always is the fault of the driver behind you since one of the fundamental driving rules is to leave enough space in front of you so you’ll be able to stop when the car in front of you suddenly hits the break. You can consult with lawyers with Hogan Injury.
If the accident you were involved in only involves you and another driver and you were found not to be the at-fault driver, then you are not liable. If there are more than two vehicles involved, the percentage of liability is often shared between parties, depending on how the accident occurred.
You can appeal the decision of the insurance company to reject your claim. Read your insurance policy thoroughly and check if the reason why your request got denied. If you feel like the reason for the rejection is invalid, write your insurance company and state their mistake. Provide evidence and documentation as to why your insurance claim should not have been rejected. For more details about this, you may visit https://www.hoganinjury.com/denied-auto-insurance-claim-what-do-i-do/
This all depends on who you are addressing in your complaint. If it is an insurance company, you are required to report an accident in a given time frame. This information is not made public and varies for each insurance policy, so it is best to ask your insurance provider about it. If you plan on filing a lawsuit about an accident, there are different statutes of limitation for each state, ranging from 1 year to 6 years. You can contact Hogan Injury for legal advice about this matter.
As a driver, you should be responsible for everything that happens on the road. Depending on the circumstances that occurred during the accident, you may go to jail if you were found to be guilty of the following: 1. Hit-and-run – When you leave the scene of the accident that you have caused. There are two types of hit-and-run, misdemeanor and felony. Misdemeanor hit-and-run means that you’ve created damage to property, felony hit-and-run implies that you’ve caused injury to another person. 2. Reckless driving – If you’re found to have.
The extent of coverage you can claim all depends on your auto insurance policy. The two critical things to remember are physical injury liability and property damage liability. These two will take care of any injury or property damage you’ve caused to the other party involved in the accident. If your concern is for your injury and damage to your property, you have to check your insurance policy for the following: 1. Medical payments or personal injury protection (PIP) which pays for treatment of the injury that you and your.
Auto liability insurance is a requirement in 49 states (New Hampshire doesn’t require it) and the District of Columbia. Liability insurance makes sure that any damage or injury done to the other party involved in the accident that you’ve caused is entitled to compensation. The amount of coverage will depend on the amount of your policy.
After an accident, you must immediately report it to the police. The police will make a record of the incident which you can use for insurance claims. Depending on the severity of the damage or injury caused by accident, the DMV (Department of Motor Vehicles) may also need to get involved.
There are various reasons for your claim to be dismissed. The type of policy that you have is one factor. If your claim exceeds your coverage limits, or if you are filing for coverage that you did not purchase, the auto insurance company will deny your claim. The same thing will happen if you have already used up your coverage on other accidents or repairs. Your insurance company or the other driver’s insurance company has the right to deny your claim if you were violating state law while driving and.