If you had injured in a motorcycle accident and you’re wondering who’s going to settle your medical bills. The answer depends on the type of situation that you have, the place where the accident happened and the type of insurance that you have.
The general rule according to David Goguen J.D is when you get into an accident you are responsible for the payment of your medical bills. However, there is an exception when you had a motorcycle accident in “no-fault” states, wherein even if the person who injured you is at fault, the law doesn’t require that person to settle your medical bills on an ongoing basis, but the law requires when the person is at fault, that person is responsible for the damages to resolve the lawsuit filed.
There are two types of approach when dealing with an accident to know who’s going to pay the medical bills after the incident, the “no-fault” and the non “no-fault states”, wherein the no-fault state means that the automobile insurer will pay some or all the medical bills, regardless who’s at fault in the incident. Some states have limits to the insurance. After the medical bills exceeded, the responsible person will be one the who will settle the remaining bills. The non “no-fault states” the person responsible for paying the medical bills is the person that caused the injury. However, some drivers in these states may have medical insurance that will cover bills of the driver or the passengers involved in the incident with the insured, up to the insured’s medical insurance policy. After the bills exceeded to the policy limits, they may be responsible for paying the medical bills.