The primary factor in determining the value of a claim is the specific nature of the injuries and economic losses sustained (also known as damages).
1. Physical Injuries – Your physical injuries can increase the value of your claim. Car accidents can cause serious injuries affecting the head, back, neck, legs, knees, and other parts of the body.
2. Catastrophic Injuries – A catastrophic injury is one where the consequences of the injury permanently prevent an individual from performing any gainful work. In other words, after suffering a devastating injury, the victim can no longer maintain a job that allows them to support themselves or their family.
3. Proof of Negligence – To build a substantial insurance claim or lawsuit, you will need evidence proving the other’s driver’s negligence.
4. Your Role in the Crash – If you share fault for the accident, an insurance adjuster or a court will reduce your amount of compensation.
5. Your Statements About the Crash – If your version changes too much, an insurance adjuster will use this to reduce your award or deny your claim.