You are not required to hire a lawyer when processing your car insurance claim. Also, having a lawyer may not be necessary if you are satisfied with the service and compensation from your or the other driver’s insurer, and if you are confident enough to negotiate with an insurance adjuster assigned to you.
Having a car accident lawyer, however, can give you certain benefits and advantages in certain situations you may find yourself in. If you are not satisfied with the way your claim is being handled, having legal representation who has a detailed knowledge of the law may help with expediting the claims process. Or when you disagree with the amount of damage compensation an insurance company is offering you, your lawyer will work hard to ensure that you will get a fair compensation for the injuries and damages you suffered.
Also, the claims adjusters assigned to you by your insurance company may try to find inconsistencies and loopholes in your claim to reduce their liability or even to challenge your claim. Having a lawyer out there who will represent your interest, especially someone who has experience in dealing with claims adjusters and insurance companies, can be a big help in ensuring that you get the maximum compensation possible.