QUESTION: I am wondering if tapping into my uninsured motorist will cause my rate to go up. There is a chance that I might be said to be partially at fault for the accident. In reality, I was a pedestrian sighted for jaywalking. But the driver who hit me was sighted also because they backed into me. I have a lawyer but just want to know others’ thoughts on the issue of my insurance premium. ANSWER: Subject to exemptions for excess and umbrella policies and in the absence of proper.

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