If you have been in a car accident, you should know that California law specifies a “fault” insurance system. What does this mean? It means that people injured in a car accident are free to file several different types of claims to receive damages. Any injured party (be they driver, passenger, or pedestrian) may seek compensation via 1) filing a suit through the at-fault driver’s insurance company; 2) filing a claim through your own insurance; or 3) filing a suit for personal injury against the at-fault driver, rather than his.

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