Hogan Injury > Blog > auto insurance

Uber and Lyft Accidents: Are drivers insured?

By | July 8th, 2018

Ease and convenience have been the main factors that propelled ride-sharing applications Uber and Lyft into what they are today: dominators of ride-hailing, not only in the United States but also worldwide. Established in 2012, Lyft currently caters to 23 million passengers in the US, 95% of which think that Lyft rides are safe. The ride-sharing giant also accommodates 1.4 million drivers in the US. On the other hand, since its birth in 2013, Uber crossed the US and established itself as one of the primary ride-sharing options.

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Auto Industry and Insurance: Where is Tesla driving them to?

By | June 22nd, 2018

Tesla Technology has hastened the progress of the auto industry in terms of innovation. It urged and accelerated the automotive industry’s shift from gasoline and hybrid engine to electric and autonomous driving by spearheading the revolution. Tesla is not just changing the auto industry; it is forcing it to change rapidly. How exactly is Tesla changing the auto industry for good? With its introduction of the Autopilot, other auto companies, especially the luxury ones, have come up with features that resemble the autopilot feature. Since its first appearance,.

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Distracted Driving Raising Auto Insurance Premiums

By | May 11th, 2018

Distracted driving has always been a problem that causes severe accidents on the road. These accidents often have dire consequences not just for the distracted driver but also to other drivers and pedestrians that they encounter on the road. There are three types of distracted driving; visual, manual, and cognitive. Simply put, visual distractions take the driver’s eyes away from the road, manual distractions remove a driver’s hand from the steering wheel, and cognitive distraction is when a driver’s mind wanders and takes his focus from the task.

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Ridesharing vs. Traditional Taxi

By | May 9th, 2018

Ever since the rise of ridesharing companies like Uber and Lyft, taxi services have been on the decline. Taxis have been part of the transportation system since the early 17th century in the form of horse-drawn hackney carriage for hire in Paris and London, and from there it developed into a multi-billion industry worldwide. Now, Uber and Lyft have created a competition for taxi companies with their state of the art capabilities and easier accessibility. Taxi companies are trying to fight back by labeling these ridesharing companies as.

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Uber and Lyft: Ride-Hailing App Liability

By | April 25th, 2018

In many cities across the United States, ride-hailing apps like Uber and Lyft have become wildly popular. These apps provide an alternative to taxi services and offer convenience when booking a ride. With just a simple tap on your smartphone, you can get a ride to whatever destination you have in mind. Another ease that these apps provide is the cashless transaction option. The payment and billing are handled within in the app, and you have the choice to use your credit card to pay instead of cash..

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Self-Driving Cars: Liability and Insurance

By | April 16th, 2018

People have always been excited about new technology. When Apple came out with the first iPhone back in 2007, the world was watching; excited about what the new technology has in store and how it can make life more convenient. True enough, because of the iPhone’s launch, a thousand more other features and advances in technology has taken place. Information has become readily available to anyone with a smartphone and an Internet connection; you might even be reading this article on a smartphone or tablet. The same expectations.

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Bitcoin and Its Possible Impact on Insurance

By | March 20th, 2018

Many technological strides have been made over the last couple of decades. Advancement in technology is becoming faster and faster as each year passes by and many technologies to improve work efficiency, communication, and even financial services are being discovered and used every day. Technology has made the world smaller in a good way; we are now able to talk to family and friends from across the globe without having to spend too much money or wait too long for a reply. International financial transactions have also become.

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Habits of a Good Driver

By | February 21st, 2018

As a driver, you want to avoid accidents at all cost. Aside from all the financial consequences of being involved in a car accident, the more important factor that you think of is the safety of everyone involved. Every time you get inside a vehicle to drive, you are operating a dangerous piece of machinery that not only affects you but everyone and everything that you will encounter on the road. Whether you’re an experienced driver or someone who just got their driver’s license, there will always be.

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Denied Auto Insurance Claim: What Do I Do?

By | February 8th, 2018

Being a driver, you feel like getting car insurance will give you peace of mind. Aside from the fact that it is mandated by the law to have car insurance in almost all of the states, you also enjoy the feeling of not having to worry about accidents when they occur. As a responsible driver, you choose to pay more than the bare minimum to make sure that everyone who rides with you and the drivers you encounter in the road are protected. But what would you do.

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When You are Quickly Assumed to be at Fault in an Accident

By | November 2nd, 2013

QUESTION: I was getting out of the car in the parking spot in a main street. I made sure that no cars were in motion at that moment, so barely opening the door, a guy who was speaking on the phone smashed my car. The police officer was not even there but he claimed that it was my fault. He did not allow me to talk, instead he just said that I could get a ticket. He went on and listened to the other guy’s version and did not include.

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