Car accident settlements can either be quick and easy or lengthy and frustrating. Taking the easy route by submitting a claim to the at-fault driver’s insurance company and accepting the first offer might sound like a good idea. However, the offered amount might not be enough to cover for your damages. And once you agree on the settlement amount, the insurance company will ask you to sign a release form. Once signed, you can no longer renegotiate another settlement.
The process begins once you file a personal injury claim to the negligent driver’s insurance company. They will then ask a claims adjuster to investigate the extent of their liability.
Claims adjusters have the insurance company’s best interest in mind. Before filing a claim, get in touch with an personal injury lawyer who can assist you with negotiating a reasonable settlement.
You’re also required to provide the claims adjuster with every bit of evidence to support your claim. It can be a police report taken during the accident. Photographic evidence and witness’ statements are also considered along with your medical records.
If both parties cannot reach an agreement through negotiations, you may file suit. However, it’s still possible to arrive at a settlement out of the court system. Seeking legal help can also help you decide whether taking your claim to court is the best choice.