Usually, the first step toward getting compensation for an injury related to a defect in someone’s property is to submit a claim to the owner or occupier insurance policy. An experienced premises liability attorney can help you build a strong argument for compensation supported by substantial evidence early in the process, and that may mean that you’re able to negotiate a settlement of your claim without having to file a lawsuit or go to court. However, if the insurance company won’t settle, then a lawsuit may be necessary.