Hogan Injury

Dealing with the Insurance Company Bureaucracy After a Truck Accident

When you’ve been in a truck accident, you might experience disorientation which prevents you from thinking clearly. It might seem difficult to fill out all the paperwork needed by the insurance company and get the medical refunds which you need so badly. In such cases, you can consider working with an insurance lawyer who will make sure that everything goes smoothly. Insurance lawyers have a lot of experience dealing with insurance companies, so they know exactly what type of documentation is needed.

What Kind of Reimbursement Can You Expect?

They’ve also dealt with many different types of accidents, so they will be able to tell you what type of reimbursement you can expect. There are cases when the insurance company will only cover your medical bills. But in some cases, you may get some compensation for all the time you missed work. And, of course, you may also get reimbursed for the damages to your truck, assuming all your paperwork is in order.

What Happens if You Turn in the Wrong Paperwork?

In order for all this to happen, you have to submit the right paperwork right away and bypass all the bureaucratic channels. If you end up making a mistake in your paperwork, you may get caught in a long chain of correspondence with the insurance company and chances are it will never get resolved one way or the other. Even if your claim is completely valid, it’s possible that this might happen just because you submitted the wrong paperwork.

What if You Are Suspected of Fraud/Intoxication?

In some cases, the insurance company might suspect that you are trying to defraud them. This might happen if you say that you have a lot of injuries but you don’t back it up with bills, prescriptions, x-rays and other types of paperwork. There are times when the insurance company might suspect that you had been intoxicated at the time of the accident, and they might start investigating you, thus putting all your reimbursements on hold.

Working with a lawyer will help you to bypass all these problems and get your claim approved as soon as possible. Contact us to learn more about working with a lawyer after a truck accident.